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Savings Savvy on February 27th, 2010

I for one hate the fact that it’s still light out when I go to bed and the nights seem to go by way too fast IMO. I always looked forward the long nights of the fall and now that’s been shortened by two months. Is there any chance that we’ll go back to the [...]

Continue reading about Is There Any Chance That We’ll Go Back To The Old/regular Daylight Savings Time?

Savings Savvy on February 24th, 2010

I am needing the best car for commuting and saving the most amount of money and also convenience. I don’t really see ethonal for example when I pull up at a gas station. How much more could electric bills be if I had an electric car for another example. Researching and just [...]

Continue reading about I Am Paying Too Much For Gas. Anyone Out There Know The Savings On Different Kinds Of Green Cars?

Savings Savvy on February 23rd, 2010

We had a couple bonds that somehow got lost when we moved. Is there a way to get copies of them?

Continue reading about Misplaced Savings Bonds From 15+ Years Ago. Is There A Way To Look Them Up?

Savings Savvy on February 21st, 2010

There are many similarities between 1920s and now, and I have read that everybody then bought cars, appliances and especially stocks on massive credit just like now, only now instead of stocks it is housing and CC debt. Was the little American broke then, too, and just had debt, or were they smarter than [...]

Continue reading about Does Anyone Know Whether In The 1920’s, Were There Personal Savings, Or Merely Things Bought On Credit?

Savings Savvy on February 16th, 2010

My husband does not want to save using a 529 plan because of the penalties that would be enforced if our sons chose not to go to college, but just withdraw the money (10% plus all taxes.)
Are there any alternatives that would allow us to save comparably but without penalties? Or would the two just [...]

Continue reading about Is There A Decent Alternative To The 529 College-savings Plan?

Savings Savvy on January 27th, 2010

For eg: my employer provides me with a 401(k) plan that allows me to invest the money in individual stocks rather than the default mutual fund choices that the account provides. I was wondering if any provider offers a 529 plan with this kind of flexibility.

Continue reading about Is There A 529 Savings Plan That Will Let Me Manage My Money Instead Of Using One Of The Default Options Given?